Loan Types

Ogden Mortgage Loans offers the following types of mortgage loans for both purchase and refinance mortgage loans:Types of Loans we fund are:

• Conventional Loans (Fannie Mae & Freddie mac) – Low Down Payment Options – 5%, Not
  • High Balance Conforming, All counties
  • First Time Home Buyers
    • Home Ready 3% Down – Low Down Payment
    • Home Path 3% Down
• FHA Loans (Minimum 580 credit score) –  FHA Purchase Loans, FHA Refinance, FHA Cash-out, FHA Streamline Loans
• VA Loans (100% Financing) (Minimum 500 credit score) – VA Purchase Loans, VA Cash-out, VA IRRL Loans
• USDA Loans (100% Financing) – USDA Rural Development – Purchase & Refinance Loans
• Jumbo Loans – Up to 10 Million Loan Amounts
• Reverse Mortgage Loans (Age 62+) – Purchase & Refinance, Cash-out, 
• Non-QM Mortgage Loans – Self-Employed, Investors, Full Doc W2 Employees, (Good Credit or Dinged or damaged credit).
• Bank Statement Loans / Self-Employed & Commission Income – 12 or 24 month average of deposits into your business or personal bank account for your income.
• Investor DSCR Loans

We Fund mortgages for the following purposes:

1. Purchase Loans
2. Refinance Loans
3. Cash-out / Debt-Consolidation Loans

We lend in all areas of Utah. We are headquarted in Ogden, Utah.

Our parent company is Mortgage Miracles Happen, LLC, – and lends in multiple states – Licensed states that Mortgage Miracles Happen lends in.