Loan Types

• Conventional Loans (Fannie mae & Freddie mac)
  • High Balance Conforming, All counties
  • First Time Home Buyers
    • Home Ready 3% Down
    • Home Path 3% Down
• FHA Loans (Minimum 580 credit score)
• VA Loans (100% Financing) (Minimum 500 credit score)
• USDA Loans (100% Financing)
• Jumbo Loans
• Reverse Mortgage Loans (Age 62+)
• Non-QM Mortgage Loans – Dinged or damaged credit and also Self-Employed
• Bank Statement Loans / Self-Employed & Commission Income – 12 or 24 month average of deposits into your business or personal bank account for your income.

We Fund mortgages for the following purposes:

1. Purchase Loans
2. Refinance Loans
3. Cash-out / Debt-Consolidation Loans

We lend in all areas of Utah. We are headquarted in Ogden, Utah.