Ogden Mortgage Loans offers the following types of mortgage loans for both purchase and refinance mortgage loans:Types of Loans we fund are:
- Conventional Loans (Fannie Mae & Freddie mac) – Low Down Payment Options – 5%, Not
- High Balance Conforming, All counties
- First Time Home Buyers
- FHA Loans (Minimum 580 credit score) – FHA Purchase Loans, FHA Refinance, FHA Cash-out, FHA Streamline Loans
- VA Loans (100% Financing) (Minimum 500 credit score) – VA Purchase Loans, VA Cash-out, VA IRRL Loans
- USDA Loans (100% Financing) – USDA Rural Development – Purchase & Refinance Loans
- Jumbo Loans – Up to 10 Million Loan Amounts
- Reverse Mortgage Loans (Age 62+) – Purchase & Refinance, Cash-out,
- Non-QM Mortgage Loans – Self-Employed, Investors, Full Doc W2 Employees, (Good Credit or Dinged or damaged credit).
- Bank Statement Loans / Self-Employed & Commission Income – 12 or 24 month average of deposits into your business or personal bank account for your income.
- Investor DSCR Loans
We Fund mortgages for the following purposes:
- Purchase Loans
- Refinance Loans
- Cash-out / Debt-Consolidation Loans
We lend in all areas of Utah. We are headquarted in Ogden, Utah.
Our parent company is Mortgage Miracles Happen, LLC, – and lends in multiple states – Licensed states that Mortgage Miracles Happen lends in.