Loan Types

Ogden Mortgage Loans offers the following types of mortgage loans for both purchase and refinance mortgage loans:Types of Loans we fund are:

  • Conventional Loans (Fannie mae & Freddie mac)
    • High Balance Conforming, All counties
    • First Time Home Buyers
  • FHA Loans (Minimum 580 credit score)
  • VA Loans (100% Financing) (Minimum 500 credit score)
  • USDA Loans (100% Financing)
  • Jumbo Loans
  • Reverse Mortgage Loans (Age 62+)
  • Non-QM Mortgage Loans – Dinged or damaged credit and also Self-Employed
  • Bank Statement Loans / Self-Employed & Commission Income – 12 or 24 month average of deposits into your business or personal bank account for your income.

We Fund mortgages for the following purposes:

  1. Purchase Loans
  2. Refinance Loans
  3. Cash-out / Debt-Consolidation Loans

We lend in all areas of Utah. We are headquarted in Ogden, Utah.