Ogden Mortgage Loans is a Non-QM Mortgage lender for Utah residents or those moving to or buying homes with a Non-QM Mortgage Loans in Utah, including Salt Lake City, Ogden, Provo, Logan, ST. George and all areas of Utah.
Non-QM Loans are any loans that are not a conventional (conforming) loan, FHA, VA, USDA loan.Non-QM loans can be for self-employed business owners, commissioned income earners,

The loan options for non-QM loans include:

  • Bank statement loans (6, 12, 24 of bank statements)
  • Personal or business bank statements
  • Asset Depletion options
  • Foreign National Loans
  • ITIN Loans
  • Investment property stated income loans

Recent Credit challenges that we can offer Non-QM Loans are:

  • Recent Bankruptcy (1 day from the date of discharge from a bankruptcy) – Minimum 20% downpayment required & minimum loan amount $100,000.
  • Recent Short Sale (1 day from the date of discharge from a Short Sale) – Minimum 20% downpayment required & minimum loan amount $100,000.
  • Recent Foreclosure (1 day from the date of discharge from a Foreclosure) – Minimum 20% downpayment required & minimum loan amount $100,000.

 

Ares in Utah that have a high demand of business owners that are in need of non-QM loans are Salt Lake City, Provo, Orem, Ogden, Layton, St George, Logan, Park City.